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Cooperative types

One platform.
Every co-op type.

When you sign up, you choose your cooperative type. Your workspace then shows the modules that fit it and hides the ones that don’t.

Worker Cooperative

Owned by the people who do the work.

In a worker cooperative, the employees are the owners. Surplus is usually shared by labor patronage, such as hours worked. OwnFold gives worker co-ops timesheets and shifts, a Worker Console for field updates, projects and work orders for job costing, and a patronage workflow that posts allocations to each member’s capital account.

Examples: Trades and remodeling, cleaning services, tech and design studios, restaurants

Start a Worker co-op

Typical model

Governance
One member, one vote
Patronage usually based on
Hours or wages worked

Key modules in this workspace

  • Timesheets & Shifts
  • Worker Console
  • Work Orders
  • Projects & Job Costing
  • Patronage Engine

Some modules require a specific plan. See pricing for details.

Producer Cooperative

Owned by the people who supply the product.

Producer cooperatives let independent suppliers pool marketing, processing, and distribution while keeping their own operations. OwnFold records member deliveries, manages shared inventory and procurement, and supports patronage based on the volume each member supplies.

Examples: Farms, artisan collectives, food brands, fisheries, coffee growers

Start a Producer co-op

Typical model

Governance
One member, one vote (some use proportional voting)
Patronage usually based on
Volume or value delivered

Key modules in this workspace

  • Member Deliveries
  • Inventory
  • Procurement & Purchase Orders
  • Patronage Engine
  • Capital Readiness

Some modules require a specific plan. See pricing for details.

Consumer Cooperative

Owned by the people who buy the product.

Consumer cooperatives are owned by their customers, and surplus is usually returned as patronage dividends based on purchases. OwnFold includes a point-of-sale and inventory module alongside the member ledger and patronage workflow.

Examples: Grocery and food co-ops, bookstores, buying clubs, outdoor gear shops

Start a Consumer co-op

Typical model

Governance
One member, one vote
Patronage usually based on
Purchases

Key modules in this workspace

  • Point of Sale
  • Inventory
  • Member Ledger
  • Patronage Engine
  • Compliance Calendar

Some modules require a specific plan. See pricing for details.

Housing Cooperative

Owned by the people who live there.

Housing cooperatives give residents an ownership stake in their building. Members pay monthly charges and govern maintenance, improvements, and community rules together. OwnFold records resident leases and rent, can credit part of each payment to a resident’s capital account, and tracks maintenance through work orders.

Examples: Resident-owned apartments, co-housing communities, senior and student housing

Start a Housing co-op

Typical model

Governance
One member (or unit), one vote
Patronage usually based on
Occupancy charges

Key modules in this workspace

  • Housing Leases
  • Work Orders
  • Governance Engine
  • Member Ledger
  • Compliance Calendar

Some modules require a specific plan. See pricing for details.

Platform Cooperative

Owned by the people who use the platform.

Platform cooperatives are a democratic alternative to gig apps: the people who power the service share ownership. OwnFold includes a gig dispatcher that records completed jobs with a transparent fee split, alongside timesheets, CRM, and patronage.

Examples: Rideshare drivers, freelance networks, delivery services, care workers

Start a Platform co-op

Typical model

Governance
One member, one vote
Patronage usually based on
Jobs completed or revenue earned

Key modules in this workspace

  • Gig Dispatcher
  • Timesheets
  • CRM & Pipeline
  • Patronage Engine
  • Financial Core

Some modules require a specific plan. See pricing for details.

Purchasing Cooperative

Owned by the businesses that buy together.

Purchasing cooperatives let independent businesses combine their buying power for better prices and shared services. OwnFold supports consolidated co-op purchasing, purchase orders, and patronage based on each member’s purchase volume.

Examples: Hardware store alliances, independent pharmacies, franchisee groups, restaurant buying groups

Start a Purchasing co-op

Typical model

Governance
One member, one vote, or volume-weighted
Patronage usually based on
Purchase volume

Key modules in this workspace

  • Co-op Procurement
  • Inventory
  • Purchase Orders
  • Patronage Engine
  • Member Ledger

Some modules require a specific plan. See pricing for details.

Also supported

  • Utility & energy co-ops

    Register member meters, log readings, and bill consumption at a per-unit rate.

  • Equipment-sharing co-ops

    Register shared assets, book them for members, log hours used, and split maintenance costs by usage.

  • Time banks & caregiver co-ops

    Log service exchanges between members, track hour balances, and convert earned hours into equity.

  • Still forming?

    A startup workspace focuses on formation, legal, compliance, and the advisor and lender marketplaces.

Not sure which type fits?

Start with a 14-day free trial and explore, or tell us about your business and we’ll point you in the right direction. For the legal choice of entity, work with a cooperative attorney.